Producers
Where we write
UBIC writes workers’ compensation on its own paper in Utah, Nevada, Missouri, with a broader footprint through our fronting program. Here’s where we can write — and what we write.
Where we write
At least 51% of a policy’s business must be in a primary state.
Primary states
- Arizona
- Colorado
- Idaho
- Iowa
- Kansas
- Missouri
- Nevada
- New Mexico
- Oklahoma
- Texas
- Utah
Incidental states
- Arkansas
- Florida
- Georgia
- Illinois
- Indiana
- Kentucky
- Michigan
- Minnesota
- Montana
- Nebraska
- Oregon
- South Dakota
- Tennessee
- West Virginia
- Wisconsin
Not available
- Alabama
- Alaska
- California
- Connecticut
- Delaware
- Hawaii
- Louisiana
- Maine
- Maryland
- Massachusetts
- Mississippi
- New Hampshire
- New Jersey
- New York
- North Carolina
- North Dakota
- Ohio
- Pennsylvania
- Rhode Island
- South Carolina
- Vermont
- Virginia
- Washington
- Wyoming
A primary state can anchor a full policy; incidental states cover the remaining out-of-state exposure on a policy anchored in a primary state. UBIC’s own direct paper is Utah, Nevada, Missouri. Not sure where you fit? Talk to a UBIC agent and we’ll confirm.
What we write
A broad workers’ comp appetite across the classes that keep people working. See them grouped by industry →
- Aluminum Siding Installation
- Automobile Assembly & Repair
- Bars & Restaurants
- Building Material Dealer
- Cabinet Shop & Furniture Manufacturing
- Cannabis – Farming, Processing & Dispensary
- Carpentry
- Charitable or Welfare Organizations
- Child Care Center
- Concrete
- Concrete Pumping
- Construction & Agricultural Machinery
- Contractors
- Electrical Erection & Machinery
- Electrical Wiring
- Electrician
- Excavation & Grading
- Farm Field Crops & Drivers
- Florist & Drivers
- Garbage, Ashes & Refuse Collection (Drivers)
- Group Homes
- Home Health Care
- Hospital Professionals
- Hotels
- HVAC
- Janitorial
- Landscaping
- Machinery & Equipment Erection & Repair
- Masonry
- Meat Products
- Painting
- Pallet Manufacturing
- Plumbing
- Printing
- Retirement Living Centers
- Roofing
- Schools & College Employees
- Sheetrock
- Storage Warehouse – Furniture & Drivers
- Trim Finish Carpenter
- Trucking
Don’t see your class? We consider a wide range of risks — talk to an agent and we’ll let you know if we’re a fit.
Have a risk in our appetite?
Start a quote, or reach an underwriter who picks up the phone.